Red River Credit Union

#24314B

Become a member-owner at RRCU for access to a full suite of financial products and services to fit your needs.

Personal Loan | Red River Credit Union

Our unsecured Personal Loans are tailored to your individual needs. Whether you’re looking to make a major purchase or consolidate existing debt, we can help.<ul><li>Quick Approvals</li><li>Convenient eSign*</li><li>Multiple Payment Options</li></ul>

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

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Personal Loan

This information will help us qualify you for the best possible rate.

Tell us about the loan you are looking for.

By checking this box you agree to our <a href="https://www.rrcu.com/privacy-policy" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

Cell Phone Number

As part of our loan application process, we require a contact phone number for verification and communication purposes.

How can we get in touch?

"Please check the box if your mailing address is different from above."

Address must not be a PO Box. We use your physical address to verify your identity.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

This address is used to send account communication by mail, including disclosure updates and account statements if electronic statements are not requested.

What’s your mailing address?

To help us find the best loan options for you, we'll need to check your credit as part of the application process. Your information is kept secure and used only for loan approval purposes.

Let’s verify your identity.

As part of our loan review process, we require some details about your employment to verify your income. This helps us assess your ability to comfortably manage repayments.

Next, we need to document your earnings.

This helps in evaluating monthly expenses and ensures that we deliver you the best products and services in line with your current and future goals.

Could you describe your current living arrangement?

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Please provide us with the contact details for your co-applicant should we need to reach them.

What is your joint applicant’s contact information?

Address must not be a PO Box. We will use your physical address to verify your identity.

What’s their home address?

This address is used to send a copy of account communication by mail, including disclosure updates and account statements if electronic statements are not requested.

What’s their mailing address?

As part of our dedication towards your security, we make sure to confirm the identities of all applicants. This not only prevents fraudulent activities but also ensures our adherence to federal regulations.

Let’s verify your joint applicant’s identity.

As part of our loan review process, we require some details about your employment to verify income and ensure we can offer you the best possible loan terms.

Let’s document their income next.

This helps us to evaluate monthly expenses and ensure we're offering you the best products and services for your current and future goals.

What is their current living arrangement?

Protecting Your Payment is Important!

We are excited to share with you the optional Protection options that you can choose. Life is designed to cancel your loan balance if you pass away. Disability is designed to cancel your loan payment(s) if you experience a protected loss. Maximums apply. Purchasing, or not purchasing, Protection will not impact your approval or the terms of credit. Refer to the <a target="_blank" rel="noopener noreferrer" class="ui-link" href="https://www.rrcu.com/sites/www.rrcu.com/files/media/loan_debt_protection_form005.pdf?__hstc=231305024.1b7fbb94fa035c971979a08ed828f387.1728520269800.1737948090016.1738033941284.6&amp;__hssc=231305024.3.1738033941284&amp;__hsfp=3610251684">Debt Protection Agreement</a> for full terms, exclusions and conditions. If protection is selected and your application is approved, we will email you the agreement. You must return the signed agreement to us for protection to be effective. If Protection is elected, you can cancel it at any time; If done within 30 days, any fees paid will be refunded. Please select the protection option that is right for you.

Does everything look right?

Please review the RRCU E-Sign Consent by clicking on the title below. After reviewing, check the box to confirm that you have read and agree to the consent.<ul><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.rrcu.com/online-membership-and-account-opening">E-Sign Consent</a></li></ul>You are now ready to submit your application by clicking on "I Agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. Your warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Your application is not complete until you read the disclosure below and click the "I Agree" button.

We're almost done.

Thank you for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (903)735-3000 or (800)822-3317.

Personal Loan

Our unsecured Personal Loans are tailored to your individual needs. Whether you’re looking to make a major purchase or consolidate existing debt, we can help.Quick ApprovalsConvenient eSign*Multiple Payment Options

Our unsecured Personal Loans are tailored to your individual needs. Whether you’re looking to make a major purchase or consolidate existing debt, we can help.
Quick Approvals
Convenient eSign*
Multiple Payment Options