Leading Edge Credit Union

#690626

Loan Application - Leading Edge Credit Union

Our Visa® credit card offers competitive interest rates and access to online banking. Apply today for either the Visa Classic credit card or the Visa Platinum Preferred Rewards ScoreCard credit card. Currently stuck with a high interest credit card? Talk to a representative today about our great rates and transfer your current balance over to a LECU card!

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Apply in less than 5 mins

Please enter the six-digit code that was sent to your email address. If you don’t see the email, please check your spam or junk mail folder.

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Leading Edge Credit Union has the perfect Credit Card for you!

Credit Card

Consumer Credit & ID Verification Federal law requires that we obtain, verify and record information that identifies each person who opens an account, including joint owners. Within this application, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed or denied pending further verification of your identity.

Consumer Reports By submitting this application, you authorize Leading Edge Credit Union to obtain your consumer and/or credit report for the purposes of evaluating this application, to obtain ongoing credit reports in connection with this transaction, and for all other legitimate purposes allowed by law, including account reviews and account collections. You also authorize Leading Edge Credit Union to receive and review employment, income, third-party, consumer reporting agency, and other information about you to evaluate your application. You understand and acknowledge that Leading Edge Credit Union may also obtain a credit report to pre-qualify you for other Leading Edge products and services, and you authorize Leading Edge to use this information to confirm your identity and to evaluate your eligibility for membership or other Leading Edge products and services. You understand these reports may be used in decisions to deny applications for credit, account applications, close accounts, and/or restrict accounts or services.

By checking this box you agree to our <a href="https://leadingedgecu.org/wp-content/uploads/2022/03/Privacy-Notice.pdf" target="_blank">Privacy Policy</a>.

By checking this box you agree to our <a href="https://leadingedgecu.org/wp-content/uploads/2025/02/Consent-for-Electronic-Transactions-Records-and-Signatures.pdf" target="_blank">Consent for Electronic Communications</a>.

By checking this box you agree to our <a href="https://leadingedgecu.org/wp-content/uploads/2025/02/Patriot-Act.pdf" target="_blank">Patriot Act Disclosure</a>.

By checking this box you agree to our <a href="https://leadingedgecu.org/wp-content/uploads/2025/02/PDF.MXC101.SOL_.DIS_.807.pdf" target="_blank">Application and Solicitation Disclosure</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

I’ve stayed at this address for the past two years.

We use this information to confirm your identity. Your information is always kept private and will never be shared.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What's your home address?

What’s your previous home address?

Check if you would like to add a mailing address

Housing Details

What's your mailing address?

Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

How can we get in touch?

To qualify, you must live, work, worship, or attend school within an eligible membership county, or be directly related to an existing member.

Membership Eligibility

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Please select the account you would like to use for this application.

Let's verify your identity

Would you like to expedite your application by verifying your ID documents now?

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Please choose the credit card you wish to apply for.

Our Credit Cards

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

Active Duty Questions

ALIMONY, CHILD SUPPORT, OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED.

Do you earn any extra income?

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Do they earn any extra income?

This helps us find a loan that accounts for other monthly expenses.

What is their current living arrangement?

Please add the information of up to two references that do not live with you.

Please enter your Reference information

Protecting Your Payment is Important!

By clicking the "SUBMIT APPLICATION" button, you acknowledge that this application is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also, authorize the credit union to verify or obtain further information the credit union may deem necessary concerning my (our) credit standing.

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to call us at (507) 775-2802.