SCE Federal Credit Union

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SCE Credit Union | Free Checking

Opening an account is easy! You’ll need a few things to complete your application:<ul><li>Social Security Number</li><li>Government-issued, valid photo identification</li><li>$5 and current banking info to fund your new account</li></ul>

EXISTING-MEMBERS: If you’re an existing member, please click <a href='https://www.scefcu.org/openchecking' target="_blank">here</a> to request to open a Free Checking account. By providing us with a mobile number, you are expressly consenting to receive communications which may include text messages and calls from SCE Credit Union. Calls and messages may incur fees from your cellular provider.

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your mobile device.

Check Your Device for a Private Verification Code

Free Checking Account

Please provide your legal name as it appears on your passport or other government-issued ID.

Nice to meet you!

eMail Address

We’ll email you important information about your application.

Confirm eMail Address

How can we get in touch with you?

In compliance with the USA PATRIOT Act, federal law requires us to verify information that identifies each person that opens an account. We'll use the information you enter for verificaton.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

Your information is protected by encryption and always kept private.

By selecting NEXT, you authorize us to obtain a report from credit or information agencies to help verify what you provide in this application for consideration of accounts, services, and other lawful purposes. Your credit score will not be impacted. In order to be eligible for a checking account or membership, your reporting information must meet certain requirements.

Let's verify your identity

ID verification will be done securely with a third party, and only takes a few minutes. This important step helps us secure your information and creates a more trusted platform for all our members.

We could not complete your verification. Please continue with the application, and verification will be completed later on.

Have one of the following forms of ID ready. You'll need it in a few seconds.<ul><li>Driver’s License</li><li>State ID</li><li>U.S. Passport</li></ul>For best results, we recommend using your mobile device. However, if you are on a computer, you may also use a webcam. Make sure the name on your ID document is an exact match to what you provided on this application.

ID Verification

Our Visa® Debit Card has access to <a style='color:#F36C21;' href="https://scefcu.org/locations/" target= "_blank" >30,000 surcharge-free ATMs</a> nationwide, customizable fraud alerts and contactless pay.

Enjoy added convenience

If you have their info available, you can quickly add a joint owner to your application. If not, you can add one later after your membership is opened.

Would you like to add a joint applicant?

We just need a few details about your joint applicant so we can add them to your application.

Let’s collect your joint's info

What's their home address?

What’s their home address?

Your joint’s information is protected by encryption and always kept private.

Let's verify your joint's identity

You’ll see your opening deposit posted within 2-3 business days after your application is approved.

How would you like to fund your new account?

Click Link Account to log in to your existing bank account to fund your new Free Checking. Linking your current bank account allows us to securely transfer money electronically as soon as your new account is opened.

Let's link your funding account

Each new account requires a $5 minimum deposit toward opening your Membership Savings account to secure your membership.

How much would you like to deposit?

Each new account requires a $5 minimum deposit toward opening your Membership Savings account to secure your membership. To transfer money to your new account, we'll need the routing number and account number from your current bank. These numbers allow us to securely move funds electronically.

Enter your funding account details

Please review your details and submit when you are ready.

By clicking SUBMIT APPLICATION, you agree to our <a href="https://scefcu.org/disclosures/#membership-agreement-disclosure" target="_blank" style='color:#F36C21'>Membership Agreement & Disclosure</a>, <a href="https://scefcu.org/disclosures/#e-sign-disclosure-consent" target="_blank" style='color:#F36C21'>eSign Disclosure & Consent</a>, <a href="https://scefcu.org/disclosures/#privacy-policy" target="_blank" style='color:#F36C21'>Privacy Policy</a>, <a href="https://scefcu.org/disclosures/#fees-charges" target="_blank" style='color:#F36C21'>Fees & Charges</a>, <a href="https://scefcu.org/disclosures/#taxpayer-identification-backup-withholding" target="_blank" style='color:#F36C21'>Taxpayer Identification & Backup Withholding</a>.

Free Checking Account

Opening an account is easy!You’ll need a few things to complete your application:Social Security NumberGovernment-issued, valid photo identification$5 and current banking info to fund your new account

Opening an account is easy!

You’ll need a few things to complete your application:
Social Security Number
Government-issued, valid photo identification
$5 and current banking info to fund your new account