Capitol Credit Union

#285371

If you are looking for a Credit Union that offers quality services to its customers at affordable rates, then look no further than Capitol Credit Union. We are committed to providing you with the best value possible so that you can achieve your financial goals.

Austin Texas Credit Unions | Real Estate Loans | Capitol Credit Union

Use a home equity line of credit with competitive rates to finance home improvement dreams or short-term needs.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Line of Credit or Fixed Home Equity Loan

Real Estate Loans

This information will help us qualify you for the best possible rate.

Tell us about the loan you are looking for.

Additional Questions

By checking this box you agree to our <a href="https://www.ccutx.org/_/kcms-doc/1449/35825/Privacy-Policy-01JULY16.pdf" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

Cell Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

How can we get in touch?

Please check the box if you have an alternate mailing address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This helps us find a loan that accounts for other monthly expenses.

What is your current living arrangement?

Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Let’s document your income next.

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Okay, now let’s verify your identity.

We found existing membership information on file for you. Which membership would you like to use to apply for a loan?

Let's verify your identity

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

Do they earn any extra income?

What is their current living arrangement?

<a target="_blank" rel="noopener noreferrer" href="https://www.ccutx.org/_/kcms-doc/1449/39398/HE-Online-Disclosures.pdf">HELOC Early Disclosure,HE Refinance Disclosure,Home Equity Checklist,Notice concerning extension of credit,Consumer handbook for adjustable-rate mortgages.</a>

I (we) have reviewed and acknowledge the disclosures provided by Capitol Credit Union

You're almost done! Please answer the following declarations.

Declarations

By clicking the "SUBMIT APPLICATION" button, you acknowledge that this application is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also, authorize the credit union to verify or obtain further information the credit union may deem necessary concerning my (our) credit standing. Here are our disclosures: <a target="_blank" rel="noopener noreferrer" href="https://www.ccutx.org/_/kcms-doc/1449/39398/HE-Online-Disclosures.pdf">HELOC Early Disclosure,HE Refinance Disclosure,Home Equity Checklist,Notice concerning extension of credit,Consumer handbook for adjustable-rate mortgages.</a>

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (512) 477-9465 or (800) 486-4228.