Argent Credit Union

#646464

Argent Credit Union in Richmond VA is a full-service, not-for-profit, member-owned cooperative. Learn about our locations in Richmond, Chester, & Midlothian.

Argent Credit Union - Richmond | Chesterfield | Midlothian | Chester | Share-Secured Loan

With a Share-Secured Loan, you use your Primary Share account or Share Certificates as collateral for borrowing up to 100% of your account balances. Build or re-build your credit by making on-time payments, while having the flexibility to pay for unforeseen expenses without depleting your savings.

By providing us with a mobile number, you are expressly consenting to receive communications which may include text messages and calls from Argent Credit Union. Calls and messages may incur fees from your cellular provider.

Terms and Conditions

Enter Mobile Number to Begin:

Please enter the six-digit code that was sent to your mobile device.

Check Your Device for a Private Verification Code

Apply for a Share-Secured Loan!

This information will help us qualify you for the best possible rate.

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Tell us about the loan you are looking for.

Please list all the bills you would like to pay off with this loan.

Please list all the debts you would like to consolidate with this loan.

By checking this box you agree to our <a href="https://www.argentcu.org/privacy-notice/" target="_blank">Privacy Policy</a> and <a href="https://www.argentcu.org/wp-content/uploads/Online-Privacy-Notice.pdf" target="_blank">Online Privacy Notice</a>.

What is your legal name as it appears on your passport or other government-issued ID?

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Let’s start with your name.

eMail Address

We’ll email you important information about your application.

Confirm eMail Address

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How can we get in touch with you?

Please check the box if you have an alternate mailing address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

Please provide your birthday and SSN so we can look up your account information. Afterwards, please select the account you wish to use as collateral for your loan. If not Account is found, please apply first apply for membership <a href="https://onboard-uat.cotribute.co/flows/1bd08fc3-7cd5-4a56-9d63-4319246d7252" target=\"_blank\"> here</a> or contact us at 804.748.9488.

Account Selection

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Okay, now let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Let’s verify your identity.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

Do you earn any extra income?

This helps us find a loan that accounts for other monthly expenses.

What is your current living arrangement?

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

We use this information to verify your joint applicant's identity. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Do they earn any extra income?

What is their current living arrangement?

Additional Services

By clicking the "SUBMIT APPLICATION" button, you acknowledge that this application is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also, authorize the credit union to verify or obtain further information the credit union may deem necessary concerning my (our) credit standing.

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (804) 748-9488 or (800) 943-3328, option 2.