Leading Edge Credit Union

#690626

Loan Application - Leading Edge Credit Union

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

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Your journey to a new car starts now.

Auto Loan

This information will help us qualify you for the best possible rate.

Tell us about the vehicle.

Enter your vehicle details.

Consumer Credit & ID Verification Federal law requires that we obtain, verify and record information that identifies each person who opens an account, including joint owners. Within this application, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed or denied pending further verification of your identity.

Consumer Reports By submitting an application, you authorize Leading Edge Credit Union to obtain a consumer credit hard inquiry to evaluate your creditworthiness so that you may be considered for other Leading Edge products and services. This inquiry will affect your credit score. You also authorize Leading Edge to use this consumer inquiry for the purposes of evaluating the membership application, reviewing any Leading Edge accounts you open and verifying your identity. You understand these reports may be used in decisions to deny account applications, close accounts and/or restrict accounts or services.

By checking this box you agree to our <a href="https://onboard.cotribute.co/organization/leadingedgecu/disclosures/privacy-notice-7e376e38" target="_blank">Privacy Policy</a>.

By checking this box you agree to our <a href="https://onboard.cotribute.co/organization/leadingedgecu/disclosures/consent-for-electronic-communications-b3cb1575" target="_blank">Consent for Electronic Communications</a>.

By checking this box you agree to our <a href="https://onboard.cotribute.co/organization/leadingedgecu/disclosures/patriot-act-0b0171ac" target="_blank">Patriot Act Disclosure</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

I’ve stayed at this address for the past two years.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

We use this information to confirm your identity. Your information is always kept private and will never be shared.

What’s your previous home address?

Check if you would like to add a mailing address

Housing Details

What's your mailing address?

Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

How can we get in touch?

To qualify, you must live, work, worship, or attend school within an eligible membership county, or be directly related to an existing member.

Membership Eligibility

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Please select the account you would like to use for this application.

Let's verify your identity

Would you like to expedite your application by verifying your ID documents now?

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Let's verify your identity.

I authorize the above funds to be withdrawn from my account. I understand that bank transfers can take several business days to be completed.

To complete your loan application, you must first become a member of Leading Edge Credit Union. Primary share accounts are required for all individuals wishing to become a member. By opening this account and depositing the required par value deposit of $5.00, you become a member and can proceed with your loan application. <a href="https://leadingedgecu.org/accounts/savings/" target="_blank">Learn more about our savings accounts</a>.

How much would you like to deposit into your new account?

Initial Deposit

Log in to your existing bank to fund your new checking account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid's <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let's link your bank account.

Please provide your bank's account and routing number so we can initiate the ACH transfer to fund your new account with us.

Enter your bank account details.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

Active Duty Questions

ALIMONY, CHILD SUPPORT, OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED.

Do you earn any extra income?

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Do they earn any extra income?

This helps us find a loan that accounts for other monthly expenses.

What is their current living arrangement?

Please add the information of up to two references that do not live with you.

Please enter your Reference information

Protecting Your Payment is Important!

By clicking the "SUBMIT APPLICATION" button, you acknowledge that this application is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also, authorize the credit union to verify or obtain further information the credit union may deem necessary concerning my (our) credit standing.

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to call us at (507) 775-2802.