Argent Credit Union

#646464

Argent Credit Union in Richmond VA is a full-service, not-for-profit, member-owned cooperative. Learn about our locations in Richmond, Chester, & Midlothian.

Argent Credit Union - Richmond | Chesterfield | Midlothian | Chester | Account Opening

We offer a wide range of deposit accounts with competitive rates, convenient access, and your funds are federally insured to at least $250,000 by the National Credit Union Administration. At Argent, a $5 deposit into your savings account represents your share of the credit union and affords you the opportunity to take advantage of all that Argent has to offer.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

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Argent is one of the largest credit unions in the Richmond area and is dedicated to being our members’ trusted financial partner for life.

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By checking this box you agree to our <a href="https://www.argentcu.org/privacy-notice/" target="_blank">Privacy Policy</a>.

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We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

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Existing Member Account Selection

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This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

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Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Please choose the accounts you wish to open today. All new members must open a Regular Share account. See Current Rate Information <a href='https://www.argentcu.org/accounts/savings-and-certificate-rates/' target='_blank'>Here</a>

It all starts with a great savings account. Please choose additional deposit products below that you wish to open today.

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let's document their employment

By checking this box you agree to our <a href='https://www.argentcu.org/wp-content/uploads/Argent-Membership-Acct-Agreement.pdf' target='_blank'>Membership & Account Agreement</a>, <a href='https://www.argentcu.org/wp-content/uploads/Argent-TIS-Shares.pdf' target='_blank'>Truth In Savings Disclosure</a>, <a href='https://www.argentcu.org/wp-content/uploads/Argent-Rate-and-Fee-Addendum.pdf' target='_blank'>Rate and Fee addendum</a>, <a href='https://www.argentcu.org/wp-content/uploads/Argent-EFT-Disclosure.pdf' target='_blank'>Electronic Fund Transfers Disclosure</a>, <a href='https://www.argentcu.org/wp-content/uploads/Argent-Funds-Availability.pdf' target='_blank'>Funds Availability Disclosure</a>, and <a href='https://www.argentcu.org/wp-content/uploads/Argent-Discretionary-CheckPrivilege-Disclosure.pdf' target='_blank'>Discretionary Check Privilege Disclosure</a>.

By checking this box you agree to the <a href='https://www.argentcu.org/wp-content/uploads/Argent-TIS-Certificates.pdf' target='_blank'>Certificate Truth in Savings Disclosure</a>. (Required for Certificates)

By checking the boxes below, I/we agree to the terms and conditions of the Membership and Account Agreement, if applicable, and to any amendment the credit union makes from time to time which are incorporated herein. I/We acknowledge receipt of the agreements and disclosures presented electronically on this page applicable to the accounts and services requested herein. I/we authorize Argent Federal Credit Union to investigate my/our employment, credit worthiness, credit history, and financial responsibility through employers or credit bureaus or by any other reasonable means, including direct contact. I/we authorize other financial institutions to give information concerning my/our account history to Argent Federal Credit Union.

Please read and accept these disclosures.

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1)The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued), 2)I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and 3)I am a U.S. person (including a U.S. resident alien).

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Initial Deposit

Each new account requires a minimum deposit of $5 to setup your account numbers, online banking access, and more. If you are adding a share to an existing account, then no additional deposit is required unless you are purchasing a certificate. Certificates available online must be funded with a minimum of $500.00.

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Deposit Amount

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Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (804) 748-9488 or (800) 943-3328, option 2.