Santa Rosa County Federal Credit Union

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Credit Cards - Santa Rosa County FCU

Apply for a SRCFCU Mastercard® with rates as low as 9.90% APR*. Now through March 31, 2026, take advantage of our Balance Transfer Promotion for 6.49% APR* for the life of any balance transferred from another card or financial institution.

*APR=Annual Percentage Rate. Balance Transfer Promotion may not be used to pay off SRCFCU loans. Subject to approval. Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

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Credit Card

By checking this box you agree to our <a href="https://www.srcfcu.org/privacy-policy" target="_blank">Privacy Policy</a>.

Please enter your name as it appears on your driver's license, passport, or other government issued ID.

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I have lived at this address for the past two years.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

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State

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What’s your home address?

What’s your previous address?

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What is your current living arrangement?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Please select a membership to continue with your loan application.

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Let’s document your income next.

Would you like to add a joint applicant?

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

They have lived at this address for the past two years.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

What is their current living arrangement?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Would you like to add any of the following protection products to your loan?

Protecting Your Payment Is Important!

Membership

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1730396264/Fee_Schedule_rvhrkq.jpg" target="_blank">Fee Schedule</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/x4qnllzmtjngwq4bmyql.pdf" target="_blank">Privacy Disclosure</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/cagnanxtaztb7as3moo0.pdf" target="_blank">Electronic Fund Transfers Agreement and Disclosure</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/vbyy4ndxkglonodxzfvo.pdf" target="_blank">Funds Availability Policy Disclosure </a>.

Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

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We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (850) 623-3877.