Heritage South Community Credit Union

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Account Opening | Heritage South Community Credit Union

Our membership is open to anyone who lives, works, worships, or attends school in Bedford, Marshall, Rutherford, Cannon, or Maury counties or the cities of Tullahoma, Manchester, Winchester, Decherd, or Fayetteville, Tennessee. Immediate family members of current members (which includes spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings) are also eligible for membership.If you would like to open a Business Account or a DBA Account, please contact us before opening your account online.

Federally Insured by the NCUA, Equal Housing Lender

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. Please note that you may receive email(s) from "Cotribute Support" as part of the application process. These emails come from our application software and are legitimate.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Thank you for choosing Heritage South Community Credit Union

Open your account today!

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption. Insured by NCUA/Equal Housing Lender

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your previous address?

Check if you would like to add a mailing address

What is your current living arrangement?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes. Insured by NCUA/Equal Housing Lender

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity

Please choose the accounts you wish to open today. For our current rates, <a target="_blank" rel="noopener noreferrer" href="https://www.heritagesouth.org/savings-checking/compare-accounts/deposit-rates">please click here</a>. Our current fee schedule may be found <a target="_blank" rel="noopener noreferrer" href="https://www.heritagesouth.org/savings-checking/fees">here</a>. Insured by NCUA/Equal Housing Lender

Please choose the deposit products below that you wish to open today.

It all starts with a great savings account!

Please provide us information about your current employment status.

Employment

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

They've stayed at the address for the past two years.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption. Insured by NCUA/Equal Housing Lender

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

This helps us find a loan that accounts for other monthly expenses.

What is their current living arrangement?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

We use income data solely to verify their eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

The account owner you specified can optionally designate one or more beneficiaries for the new account. If you choose to add beneficiaries now, you will need to provide their name, birthday, and percentage in the next step. If you do not have this information available, beneficiaries can be added or updated at any time after the account has been opened.

Beneficiaries

Add information for each individual you would like to add as an authorized signer on the account.

Authorized Signers

Initial Deposit

Log in to your existing bank to fund your new checking account. Insured by NCUA/Equal Housing Lender

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

How much would you like to initially deposit?

Please choose the services you would like to opt in for.

Additional Services

Please apply for the products that you would like to add to your account.

Protecting Your Payment Is Important!

Please accept these disclosures to continue. Insured by NCUA/Equal Housing Lender

Membership Agreement Form

Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge. Insured by NCUA/Equal Housing Lender

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at 931-680-1400. Insured by NCUA/Equal Housing Lender