Fort Financial Credit Union

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Apply for a Home Equity Loan with Fort Financial!

A home equity loan is ideal for paying a large one-time expense and gives you a fixed-term loan with a fixed payment amount every month.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.*Offer subject to change without notice and expires May 31, 2025. Standard rates, terms and credit qualifications apply. $5,000 minimum for home equity loans.

Terms and Conditions

Enter your email address to get started

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

From home improvement to debt consolidation, tapping into your home's equity is the smart way to borrow.<h4>For a limited time,&nbsp;we're waiving&nbsp;our application fee for all home equity products.</h4>

Apply for a Home Equity Loan!

By checking this box you agree to our <a href="https://www.fortfinancial.org/mobile-banking-privacy-notice" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your non-expired, government-issued ID (photo passport or other government-issued ID)?

Let’s start with your name.

This information will help us determine the right loan product and qualify you for the best possible rate.

Please note that the minimum loan amount is $5,000.

Tell us what you want the loan for.

Phone Number

Confirm Phone Number

Please provide your phone number.

I’ve stayed at this address for the past two years.

We use this information to confirm your identity. Your information is always kept private and will never be shared.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What's your home address?

We use this information to confirm your identity. Your information is always kept private and will never be shared.

What’s your previous home address?

Check if you would like to add a mailing address

Housing Details

What's your mailing address?

This information is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID is required to open your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income.

Do you earn any extra income?

If you have their information available, we can quickly add them to your application.

Would you like to add a joint applicant?

We just have a few questions about them so we can add them to your application.

Let’s enter your joint applicant's information.

Let us know how we can get in touch with them in case we need to.

What is your joint applicant’s contact information?

They have stayed at this address for the past two years.

We use this information to confirm their identity. Their information is always kept private and will never be shared.

What’s their home address?

What’s their previous home address?

Check if they would like to add a mailing address

We use this information to verify your joint applicant is who they say they are. This information is always kept private and will never be shared.

What's their mailing address?

This information is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

We use income data solely to verify eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

Do they earn any extra income?

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

We appreciate the opportunity you've given us to partner with you in meeting your financial goals. We are excited to provide you with our services. Should you have any questions or issues, don't hesitate to reach us at 260-432-1561.

Apply for a Home Equity Loan!

From home improvement to debt consolidation, tapping into your home's equity is the smart way to borrow.

For a limited time, we're waiving our application fee for all home equity products.

A home equity loan is ideal for paying a large one-time expense and gives you a fixed-term loan with a fixed payment amount every month.