Cyprus Credit Union

#98002e

Stay in control of your finances with our convenient Line of Credit. Whether it's for unexpected expenses or managing cash flow, you'll have access to funds when you need them—without reapplying. With competitive rates and no annual fees our Line of Credit gives you peace of mind and financial flexibility, 24/7

Terms and Conditions

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A More Rewarding Way to Bank

Apply for a Line of Credit/Overdraft Loan

By checking this box you agree to our <a href="https://www.cypruscu.com/docs/default-source/disclosures/cyprus-new-privacy-notice.pdf?sfvrsn=cfa1d2e4_2" target="_blank">Privacy Policy</a>.

*Immediate family is defined as spouse, parent, child, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship.

Tell us about yourself.

Membership at Cyprus is required for all loans. If you don't meet any of the eligibility options that are listed, our team can discuss other options for you. Thanks for your patience and understanding. We are eager to help!

Please call us to apply at 801-260-7700

Let's chat.

What would you like your overdraft limit to be?

Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

Let’s stay in touch.

I’ve stayed at this address for the past two years.

We use this information to confirm your identity. Your information is always kept private and will never be shared.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

We use this information to confirm your identity. Your information is always kept private and will never be shared.

What’s your previous home address?

Check if you would like to add a mailing address

Housing Details

What's your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID’s information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

You have either selected to add a joint applicant or are a minor and need a parent/guardian on the account. Please provide their information below.

Let’s collect information about your joint applicant.

Check this box if they have the same address information/history as the primary applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

They have stayed at this address for the past two years.

We use this information to confirm their identity. Their information is always kept private and will never be shared.

What’s their home address?

What’s their previous home address?

Check if they would like to add a mailing address

We use this information to verify your joint applicant is who they say they are. This information is always kept private and will never be shared.

What's their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Before finishing your application, are there are any other comments you would like to leave for our team?

Add a comment

Please read the disclosure information below. By clicking the "SUBMIT APPLICATION" button, you promise that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan application made to a federal credit union insured by NCUA. Based on information we collect from your credit report provided by Experian, you may qualify for an interest rate this is materially less favorable terms available to a substantial proportion of our membership obtaining credit. You may receive a copy of your credit report by contacting Experian at 1-888-397-3742.

IMPORTANT NOTICE: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (801) 260-7700 or toll free # 1-800-929-7787.