First Capital Federal Credit Union

#224898

At First Capital Federal Credit Union, the financial well-being of our members and dedication to our community come FIRST.

First Capital Federal Credit Union | Personal & Business Finance

Thanks for being a valued member! Adding accounts helps you organize your money, save for goals, manage spending, and get the most from rewards, competitive rates, and personalized service. Sign up in less than 5 mins.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Let's get started!

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Add New Accounts to Your Existing Membership

The Primary Member is the name statements are addressed to.

Let’s start with the Primary Member's name.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you prefer to validate your ID later, please go back two steps.

Let’s verify your identity.

We’re checking our records using the information you provided. This may take a few moments. If no results appear, please return to the previous screen and review your entries. If you're still unable to proceed, contact us or visit a branch for assistance.

We found the membership(s) below. Please select the membership you want to build on.

Searching for your membership

Select “Yes” only if the membership already includes a joint member. Select “No” if there is no joint member. To add a joint member, both individuals must visit a branch. You may continue adding accounts online and visit a branch later to grant access to someone else.

Is there someone else on this membership?

Please fill out the name of the joint member.

Now, let’s collect some information about the joint member.

Check if the joint member lives at the same address as you.

Let us know how we can get in touch with the joint member in case we need to.

What is the joint member’s contact information?

We use this information to verify the joint member is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

This information is protected by 256-bit SSL encryption and is required by federal regulations. It is kept private and is never shared.

Once the application is submitted, the joint applicant will receive an email to verify their identity. This verification is required before the application can be processed.

Prepare to verify the joint member’s identity.

Please choose the accounts you wish to open today. If the application is approved, each applicant will have access to and can use the selected accounts. Disclosures for the accounts offered in this application: <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/shareTIS.pdf">Truth in Savings Disclosure - Shares</a> <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/shareCertificateTIS.pdf">Truth in Savings Disclosure - Share Certificates</a>

Please choose the deposit products below that you wish to open today.

Which account(s) would you like to add?

Debit Card Options

Please choose whether you want us to authorize and pay everyday debit card transactions when your account does not have enough funds:

You've selected a checking account with a debit card. You can choose how we handle everyday debit card transactions when your balance is low. We may pay overdrafts for the following types of transactions: • Checks and other transactions made using your checking account number • Automatic bill payments We do not authorize and pay overdrafts for the following transactions unless you ask us to: • Everyday debit card transactions • ATM withdrawals If we authorize and pay an overdraft, you may be charged an overdraft fee. <a target="_blank" rel="noopener noreferrer" href="https://cdn.firstbranchcms.com/kcms-doc/1044/22625/ODP_CONSENT.pdf">View Overdraft Services Consent Disclosure</a>

<a target="_blank" rel="noopener noreferrer" href="https://cdn.firstbranchcms.com/kcms-doc/1044/22625/ODP_CONSENT.pdf">View Overdraft Services Consent Disclosure</a>

Overdraft Protection

How much would you like to deposit?

Transfers may take 2–3 business days to post.

Initial Deposit

Log in to your existing bank to fund your new account(s).

Link your current bank account so we can transfer funds electronically as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your external account.

I acknowledge receipt of the <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/FundsAvailabilityBancvue.pdf">Funds Availability Policy</a>, <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/DISCLOSURE_EFT1.pdf">Electronic Fund Transfers Agreement and Disclosure</a>, <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/Membership-and-Account-Agreement.pdf">Membership and Account Agreement</a>.

I acknowledge receipt of the <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/shareTIS.pdf">Truth in Savings Disclosure - Shares</a> and <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.firstcapitalfcu.com/custom/fi/firstcapitalfcu/fb/disclosure/shareCertificateTIS.pdf">Truth in Savings Disclosure - Share Certificates</a>.

I acknowledge receipt of the <a target="_blank" rel="noopener noreferrer nofollow" href="https://cdn.firstbranchcms.com/kcms-doc/1044/72609/New-Fee-Schedule-September-2022.pdf">Schedule of Fees</a>.

I acknowledge receipt of the <a target="_blank" rel="noopener noreferrer nofollow" href="https://s3.us-west-2.amazonaws.com/acquire-assets.cotribute.co/first-capital-fcu/documents/e-sign+disc.pdf">E-SIGN Act Disclosure and Consent</a> and consent to receive required disclosures electronically as described therein.

Please accept these disclosures to continue.

Disclosures

I certify that I am the parent or legal guardian of the minor applicant and consent to opening this account on the minor’s behalf. I have reviewed the <a target="_blank" rel="noopener noreferrer nofollow" href="https://s3.us-west-2.amazonaws.com/acquire-assets.cotribute.co/first-capital-fcu/documents/NEW_GUARANTOR.pdf">Guarantor Agreement</a> and agree to its terms. Checking this box constitutes my electronic signature.

Please accept this additional disclosure for a youth application to continue.

Youth Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (717) 767-5551 or (800) 893-2328.

Add New Accounts to Your Existing Membership

Thanks for being a valued member!Adding accounts helps you organize your money, save for goals, manage spending, and get the most from rewards, competitive rates, and personalized service.Sign up in less than 5 mins.

Thanks for being a valued member!

Adding accounts helps you organize your money, save for goals, manage spending, and get the most from rewards, competitive rates, and personalized service.

Sign up in less than 5 mins.