First Fidelity Bank

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First Fidelity Bank is a community bank based out of Oklahoma serving the greater southwestern US region. We offer a variety of personal and business products and services to fit your needs.

First Fidelity Bank | Account Opening

By providing us with a mobile number, you expressly consent to receive communications from FFB, which may include text messages and calls.&nbsp;Calls and messages may incur fees from your cellular provider. For more information on HSAs, click <a target="_blank" rel="noopener noreferrer" href="https://www.ffb.com/personal-banking/health-savings-accounts">HERE.</a>

Important Information About Procedures for Applying for an Account To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What This Means to You: When you open a new account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Before You Apply

Enter Mobile Number to Begin:

Please enter the six-digit code that was sent to your phone number.

Check Your Phone for a Private Verification Code.

Pay for your medical expenses with tax-free savings!

Savings for Health (HSA)

Email Address

This is how we send you important information about your application.

What is your email? 

By checking this box, you confirm that you have read and agree to the <a href="https://www.ffb.com/esign-act-disclosure" target="_blank">Electronic Disclosure and Consent</a>

I am eligible to establish an HSA and certify the following...<ul><li>I am covered under a qualifying high-deductible health plan (HDHP)</li><li>I am not covered under any other insurance plans that are not HDHP</li><li>I am not enrolled in Medicare</li><li>I am not able to be claimed on someone else’s tax return</li><li>I have reviewed the <a href="https://www.ffb.com/health-savings-account-disclosure" target="_blank">HSA Disclosure</a> and <a href="https://www.ffb.com/health-savings-custodial-account" target="_blank">IRS Form 5305-C</a></li>

Enter your name as it appears on your driver’s license, passport, or other government-issued ID.

What is your name?

By checking this box, I agree that I have read, understand, and consent to First Fidelity Bank’s <a href="https://www.ffb.com/annual-privacy-notice" target="_blank">Privacy Policy</a>, <a href="https://www.ffb.com/arbitration-agreement" target="_blank">Arbitration Agreement</a>, and <a href="https://www.ffb.com/electronic-fund-transfer-agreement" target="_blank">Electronic Fund Transfer Disclosure and Agreement.</a>.

Let’s Get Started

Please answer the following questions to access your account:

Birthday

First Name

Last Name

Social Security Number

Welcome Back

Please verify your current address.

Street Address

Apartment Number (Optional)

City

State

Zip Code

Verify Address

ID verification will be done securely with a third party, and only takes a few minutes. This important step helps us secure your information and creates a more trusted platform for all our customers.

We were unable to verify your identity now, but don’t worry, you can continue with your application! We may reach out to you for additional information later.

Have one of the following forms of ID ready:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul>

By clicking "Verify Me", you agree to our partner Plaid’s <a href="https://plaid.com/legal/#end-user-services-agreement-us" target="_blank">Terms of Service</a> and <a href="https://plaid.com/legal/#end-user-privacy-policy" target="_blank">Privacy Policy</a>.

Okay, now let’s verify your identity.

This is your physical address (no P.O. Boxes or business addresses).

What’s your home address?

This information is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared with anyone.

*You will need this code if you call into Customer Service.

We found existing account information on file for you. Would you like to use one of the accounts below?

Let’s verify your identity

Would you like to permit someone else (such as your spouse) to authorize payments from your HSA? Card Holders will have access to a debit card for the account. Debit cards will be mailed to the account owner.

Debit Card Holders

Complete information for each individual and/or trust you would like to add as a card holder.

Card Holder Information

Would you like to permit someone else (such as your spouse) to authorize payments from your HSA. Authorized signers will have access to a debit card for the account. Debit cards will be mailed to the account owner.

Authorized Signer

Complete information for each individual and/or trust you would like to add as a authorized signer.

Authorized Signer Information

Beneficiaries

Complete information for each individual and/or trust you would like to add as a beneficiary.

Beneficiary Information

Please choose an account funding method below. &nbsp;You may choose to have recurring funds sent from your payroll department each pay period or self-fund with a one-time deposit from an FFB or non-FFB account.&nbsp; Your initial deposit must be made within 30 days after your application is approved to keep the account open and active.

How would you like to fund your new account?

Log in to your existing bank to fund your new checking account.

Your account setup is not complete until you make your first deposit. Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

I authorize the above funds to be withdrawn from my account. I understand that bank transfers can take 3 to 5 business days to be completed.

Deposit Details

2024 Contributions Limits:<ul><li>Individual Limits - $4,150</li><li>Family Limits - $8,300</li></ul>

Employment and Limits

You are about to submit your application. By submitting your application, you agree that you’ve read, understood, and consented to the language and authorization outlined in the following...<ul><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.ffb.com/deposit-account-agreement">Deposit Account Agreement</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://www.ffb.com/personal-banking/tisas#hsa">Truth in Savings disclosure</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.ffb.com/funds-availability-policy">Funds Availability Policy Disclosure</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.ffb.com/schedule-of-fees">Schedule of Fees</a>.</li></ul> Futhermore, you certify that the information you have provided is true, correct, and complete, and the Trustee/Custodian may rely on what you have provided.

Almost Done.

We’re about done. Does everything look right?

Please check your inbox for final steps in setting up your account. Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you!

Savings for Health (HSA)

Pay for your medical expenses with tax-free savings!

By providing us with a mobile number, you expressly consent to receive communications from FFB, which may include text messages and calls. Calls and messages may incur fees from your cellular provider. For more information on HSAs, click HERE.