Brazos Valley School Credit Union

#294671

Brazos Valley Schools Credit Union. Federally Insured by NCUA.

Credit Builder Loan | BVSCU

Our Credit Builder Loan is designed to help you establish or improve your credit. Loan funds are held as collateral until fully repaid, and your monthly payments are reported to the credit bureaus, helping you build a positive credit history over the 6–18 month term.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Apply for a Credit Builder Loan today!

This information will help us qualify you for the best possible rate.

Tell us about the loan you are looking for.

By checking this box you agree to our <a href="https://www.bvscu.org/assets/docs/BVSCU-Privacy-Notice.pdf" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

How can we get in touch?

Please check the box if you have an alternate mailing address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This helps us find a loan that accounts for other monthly expenses.

What is your current living arrangement?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

By checking the box and clicking the 'NEXT' button immediately following this notice, you and all applicants are acknowledging that you are initiating a business transaction with BVSCU under the Fair Credit Reporting Act and authorizing BVSCU to obtain information from Equifax Credit Pull.

Your information is protected by encryption and always kept private.

Credit Pull Agreement

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

What is their current living arrangement?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Please enter your Reference information

Before finishing your application, please check if you are interested in any protection product options and leave any other comments for our team.

Add a comment

By clicking the "SUBMIT APPLICATION" button, you acknowledge that this application is submitted to obtain credit and I (we) certify that all information herein is true and complete. I (We) also, authorize the credit union to verify or obtain further information the credit union may deem necessary concerning my (our) credit standing.

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at Phone: 281.391.2149 or Toll-Free: 855.391.2149.