First Capital Federal Credit Union

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At First Capital Federal Credit Union, the financial well-being of our members and dedication to our community come FIRST.

First Capital Federal Credit Union | Personal & Business Finance

Upgrade your company's equipment and vehicles with affordable financing from your local credit union. Keep production moving right on track with our fast decision-making and processing.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Apply in minutes.

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Apply for a Business Vehicle or Equipment Loan!

Enter the total amount you would like to borrow.

Tell us about the loan you are looking for.

Loan Information

Use the full legal name as registered with your state.

Only if your business operates under a different name.

A brief summary helps us understand your business and tailor our services.

Optional. Used for account-related correspondence.

Optional. Used for verification.

We just need a few basics about the business to get things set up.

Tell us about the business

Where is the business located?

Street Address

Suite Number (Optional)

City

State

Zip Code

Business Address

Choose the structure that matches your formation documents.

The state where your business is officially registered.

Sole proprietors may file under their SSN or an EIN.

Your 9-digit Employer Identification Number from the IRS.

Used for sole proprietors who file taxes under their Social Security Number.

Help us understand how the business is organized. This determines what we need to collect for regulatory compliance.

Business Structure

We found an existing membership for your business. Please select a membership to continue with your loan application.

Searching for existing membership

We're unable to continue this application online. Please contact a First Capital Federal Credit Union representative to continue your loan application.

Please Contact Our Office

Your role at the business (e.g., Owner, President, Managing Member, Partner).

We may use this to verify your identity or send account alerts.

The authorized representative is the person with legal authority to open accounts on behalf of the business.

Tell us about the person completing this application.

About You

Apartment/Unit Number (Optional)

Your Home Address

We will use this to contact the authorized representative about the account.

Provide details for the person who has authority to act on behalf of the business. This is typically a managing member, officer, or partner.

Authorized Representative

We use this to verify the authorized representative's identity.

Apartment Number (Optional)

Authorized Representative Home Address

Required by federal law to verify your identity.

Your SSN is encrypted and never stored in plain text.

Encrypted and never stored in plain text.

Federal law requires us to verify the identity of anyone opening an account. This information is kept secure and encrypted.

Identity Verification

Authorized signers can make deposits, withdrawals, and manage the account.

This individual will be an authorized signer on the account.

Federal regulation requires us to identify anyone who owns 25% or more of the business.

This individual, directly or indirectly, owns 25% or more of the equity interests of the legal entity.

Enter the percentage of the business this person owns (25-100).

Used for account notifications and document signing.

Encrypted and never stored in plain text. Required by federal law.

Add anyone who owns 25% or more of the business, or who will be a co-applicant or guarantor on the loan. We’ve pre-filled your information to save you time.

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Business People

Almost there! Take a moment to review the information below. Click Edit on any section to make changes.

Review Your Application

Thank you for applying. We will review your loan application and reach out within 1-2 business days with next steps.