Mobility Credit Union

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Home Equity, HELOC, and Home Improvement Loans — Mobility Credit Union

A Home Equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral for cash to cover a range of things. The loan amount is determined by the value of the property.

*6 month 3.99% intro rate promotion subject to change without notice. Terms and conditions apply. **Minimum APR (Annual Percentage Rate) as low as 6.74% applies.

Terms and Conditions

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Please enter the six-digit code that was sent to your email address.

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Use for any purpose, including minor home upgrades, debt consolidation, vacation, or education expenses

Home Equity Loan

By checking this box you agree to our <a href="https://static1.squarespace.com/static/5c3df46e55b02c92a71f79e9/t/5cdad4d7ca76a000016de51b/1557845207945/Legal+Notice+%26+Security+Statement.pdf" target="_blank">Terms of Use</a> and <a href="https://static1.squarespace.com/static/5c3df46e55b02c92a71f79e9/t/5cdad4a753450af2af27c806/1557845160014/PrivacyPolicy2014.PDF" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

<ul><li>NO CLOSING COSTS.</li><li>Borrow up to $250k.</li><li>Use for any purpose, including minor home upgrades, debt consolidation, vacation, or education expenses.</li><li>Fixed Payments.</li><li>Loan terms available up to 240 months.</li><li>No application fee or points.</li><li>Possible tax benefits to you.</li></ul>

Let’s start with your name.

Phone Number

We’ll text you important information about your application. Your phone number will never be shared with anyone. Standard text messaging rates apply.

How can we get in touch with you?

The bigger the dream, the harder we work to help you live it.

Next, tell us about the loan you’d like.

I’ve stayed at this address for the past two years.

This is your primary residence, which will serve as collateral for your loan.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

We need proof of residence for the past two years to approve your application. Please give us your previous residential address.

What’s your previous address?

We need this information to determine the amount of funds you will have access to, and to secure the lowest-possible rate for your loan.

Tell us about the property you’re financing.

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared with anyone.

Okay, now let’s verify your identity.

I’ve worked for this employer for the past two years.

We use your income solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Great! Let’s document your income next.

Please tell us more about where you worked before you joined your current employer.

Where did you work previously?

Do you earn any extra income?

We have just a few questions about your co-borrower so we can add them to your application.

Great! Let’s collect information about your co-borrower.

Let us know how we can get in touch with your co-borrower in case we need to communicate with them.

Next, what is your co-borrower’s contact information?

We use this information to verify your co-borrower is who you say they are. This information is always kept private and will never be shared with anyone. This information is protected by 256-bit SSL Encryption.

What’s their home address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your co-borrower’s identity and to provide interest income reporting. This information is always kept private and will never be shared with anyone.

Let’s verify your co-borrower’s identity.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Great! Let’s document their income next.

Does your co-borrower earn any extra income?

Please review your submission details and send it when you are ready! Loan Confirmation Disclosure:By clicking the "SUBMIT APPLICATION" button, you promise that everything you have stated in this application is true and correct to the best of your knowledge. You hereby authorize the credit union to obtain your credit report for purposes of underwriting your loan. You understand that the lender may offer a range of rates on their loan products and that the rate and term of your loan may depend on evaluation of your past credit history and any applicable discounts based upon your relationship with the credit union.

We’re about done. Does everything look right?

Congratulations, your application has been received and is being processed. One final thing... in order to approve your application, we need a couple of documents from you to help establish your identity and income. We’ll email you shortly with instructions on how you can upload these documents. Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you!