CPM Federal Credit Union

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Our fresh approach to banking provides our members with a multitude of ways to interact with CPM. Whether you want to connect with in branch or virtually, we've got you. 

CPM Federal Credit Union | Membership Application

Before we get started, there are a few things you'll need to open your account: <ul><li>Your Social Security Number</li><li>A US government-issued photo ID (e.g. driver's license, passport, state issued ID)</li><li>Your account number with the routing and transit number for funding</li></ul> If you are unable to provide all three items above, are younger than 18, or have an ID theft alert present on your credit report, we cannot open your account online. Visit your local CPM branch for assistance.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. <a href='https://www.cpmfed.com/wp-content/uploads/2022/08/ELECTRONIC-FUNDS-TRANSFERS-AGREEMENT-AND-DISCLOSURE08032022.pdf' target='_blank'>Electronic Consent Disclosure</a>.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

We're glad you're here! At CPM, you are more than an account number. Being a member means your voice and experience matter.

Open an Account with CPM

No problem! CPM is proud to serve South Carolina's First Responders Community. By giving $10.00, along with your $5.00 membership fee funding requirement, you will become a member of the South Carolina Firefighters Association. Your membership fee goes directly to the men and women serving South Carolina.

By checking this box you agree to our <a href="https://www.cpmfed.com/wp-content/uploads/2024/04/2024-privacy-notice.pdf" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let's get to know you.

Phone Number

How can we get in touch?

Please check the box if you have an alternate mailing address.

We use this information to confirm your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What's your home address?

What's your mailing address?

You understand that by checking the box and clicking on the NEXT button immediately following this notice, you are providing "written instructions" to CPM Federal Credit Union under the Fair Credit Reporting Act authorizing CPM Federal Credit Union to obtain information from your personal credit profile or other information from ChexSystems. You authorize CPM Federal Credit Union to obtain such information solely to confirm your identity to avoid fraudulent transactions in your name.

Your information is protected by encryption and always kept private.

Please provide a few more details

Would you like to expedite your application by verifying your ID documents now?

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver's license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Let's confirm your identity.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's confirm your identity

Please choose the accounts you wish to open today. <a href="https://www.cpmfed.com/rates/" target="_blank">Click here</a> to see our rates and fees.

Please choose the deposit products below that you wish to open today.

One size doesn't fit all. CPM's got choices tailored for you.

If you have their information available, we can quickly add a joint applicant to your application.

The Joint Applicant must be present for the application process. In addition, the Joint Applicant agrees to all disclosures included in the application process.

Would you like to add a joint applicant?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What's their home address?

What's their mailing address?

If you have their information available, we can quickly add a beneficiary to your application.

Would you like to add a beneficiary?

We use this information to verify your beneficiary is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

You've selected the following product(s). How much money would you like to deposit into each account and how would you like to fund them?

Initial Deposit

Log in to your existing bank to fund your new checking account. *The deposit to your new CPM account may show immediately but the withdrawal from your other financial institution may take 2-5 business days to process.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid's <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let's link your bank account.

By checking this box you agree to Stripe's <a href='https://stripe.com/legal/ssa' target='_blank'>Terms and Conditions</a>.

Deposit Amount

Please provide your payment details

Please wait. Do not click back or close this window.

We are verifying your payment...

Please provide your bank's account and routing number so we can initiate the ACH transfer to fund your new account with us. *The deposit to your new CPM account may show immediately but the withdrawal from your other financial institution may take 2-5 business days to process.

Enter your bank account details.

By checking this box you agree to the <a href="https://www.cpmfed.com/wp-content/uploads/2023/12/Overdraft-Privilege-DISCLOSURE-December-2023.pdf" target="_blank">Overdraft Privilege Disclosure</a>.

By checking this box you agree to our <a href="https://www.cpmfed.com/wp-content/uploads/2024/01/Membership-Account-Agreement-2023-December.pdf" target="_blank">Membership and Account Agreement</a>.

By checking this box you agree to the <a href="https://www.cpmfed.com/wp-content/uploads/2024/04/TIS-read-only-04-23-2024.pdf" target="_blank">Truth in Savings Disclosure</a>.

Account Services and Disclosures

General Information

Declared Behavior

Nonresident Aliens and Foreign Individuals

Politically Exposed Persons

Embassy, Foreign Consulate or Foreign Mission Employee

By selecting Submit, you are officially submitting your application for membership to CPM Federal Credit Union and everything you stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

You are almost done! Does everything look right?

We are excited to connect with you! Have questions or want to learn more about our products and services? Visit us at <a target="_blank" rel="noopener noreferrer nofollow" href="http://cpmfed.com">cpmfed.com.</a>

Your application has been submitted for final review and approval. You will receive an email from our team shortly with any next steps and additional information.

Congratulations! You are one step closer to Better Banking!

Unfortunately, we are unable to provide account services for you at this time. If you have any questions or concerns, please feel free to contact us at 800.255.1513 or click <a href="https://www.cpmfed.com/contact-center/" target="_blank">here</a>.