Valley Credit Union

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Being a part of Valley Credit Union is really more like being a part of a close-knit family - one that functions for the betterment of all parties involved.

Youth Account Opening - Valley Credit Union

The best lessons are taught outside the classroom. Take finance 101 with your very own student account.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Apply for a Youth Account today!

By checking this box, you acknowledge that a parent or guardian will need to be a joint applicant on this account and that you have their information/consent.

By checking this box you agree to our <a href="https://www.valleyfcu.com/privacy-policy.html" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

Check if you would like to add a mailing address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity

Please choose the accounts you wish to open today.

Please choose the deposit products below that you wish to open today.

It all starts with a great savings account.

We have just a few questions about your guardian so we can add them to your application.

Let’s collect information about your guardian.

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with your guardian in case we need to.

What is your guardian's contact information?

They've stayed at the address for the past two years.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

This helps us find a loan that accounts for other monthly expenses.

What is their current living arrangement?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your guardian’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your guardian’s identity.

Verifying their ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

They will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your guardian's ID information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate their ID later, please return to the previous step.

Let’s verify your guardian's identity.

We use income data solely to verify their eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

The account owner you specified can optionally designate one or more beneficiaries for the new account. If you choose to add beneficiaries now, you will need to provide their name, birthday, and percentage in the next step. If you do not have this information available, beneficiaries can be added or updated at any time after the account has been opened.

Beneficiaries

Initial Deposit

Log in to your existing bank to fund your new checking account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

How much would you like to initially deposit?

*Politically exposed person: Includes a senior official of a foreign government or major foreign political party or an executive of a government-owned corporation.

Cash and Wire Activity

Please choose the services you would like to opt in for.

Additional Services

By checking this box you agree to our <a href="https://onboard.cotribute.co/organization/valley-credit-union/disclosures/membership-agreement-dca555c8" target="_blank">Membership and Account Agreement</a>.

By checking this box you agree to our <a href="https://onboard.cotribute.co/organization/valley-credit-union/disclosures/certificate-agreement-49a407af" target="_blank">Certificate Disclosure</a>.

Please accept these disclosures to continue.

Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge and you authorize Valley Credit Union to use your credit report(s) for marketing purposes, including but not limited to loan pre-approvals, and in considering whether to offer other products and services to you.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at MT Local: 406-656-9100, WY Local: 307-587-2274, or Toll Free: 800-735-6421.