Fort Financial Credit Union

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Fort Financial, credit unions, financial institution, open a youth bank account, open a youth checking account, open a youth savings account, become a member at Fort Financial, open your youth account online at Fort Financial

Open a youth checking or savings account at Fort Financial!

Membership EligibilityTo become a member, both the adult and youth must meet one of the following requirements:<ul><li>You must live, work, worship, attend school or have a business within a <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/membership">Fort Financial territory.</a></li><li>Your place of employment is a part of our <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/employer-partners/search">Select Employer Groups (SEG)</a>.</li><li>You are a member of the <a target="_blank" rel="noopener noreferrer" href="https://financialfitnessassociation.org/">Financial Fitness Association.</a></li><li>A family member qualifies for either the first or second bullet point.</li></ul>

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Enter parent or legal guardian's email to begin

Please enter the six-digit code that was sent to the email address provided.

Check your email for a Private Verification Code.

A parent or legal guardian over 18 is needed to open this account. The parent or legal guardian will need to have their Social Security number and government ID or driver's license ready for verification.

Youth Accounts

By checking this box you agree to our <a href="https://www.fortfinancial.org/mobile-banking-privacy-notice" target="_blank">Privacy Policy</a>.

What is the youth's legal name as it appears on their birth certificate. See Fort Financial Membership requirements <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/membership">here</a>.

Let’s start with your name.

It looks like you're over 18 and applied for a youth account. Youth accounts are intended for applicants under 18. If you're looking to open an adult account, please start a new application by clicking <a href='https://onboard-uat.cotribute.co/flows/e40fee90-f26c-4a87-82b4-9069fd7d3800' target='_blank'>here</a>.

Did you mean to open an adult account?

Phone Number

We will only contact you if we need more information during the application process. Your phone number will never be shared. If the youth does not have a phone number, please provide parent or legal guardian's phone number.

Confirm Youth Phone Number

Please provide a phone number.

Please check the box if the youth has an alternate mailing address.

We use this information to confirm their identity. Their information is always kept private and will never be shared.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What's the youth's home address?

What's the youth's mailing address?

This information is required by the federal government to verify the youth's identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify the youth's identity.

Please choose the <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/youth-accounts">accounts</a> you wish to open today.

Please choose the deposit products below that you wish to open today.

Accounts designed to fortify your life!

We just have a few questions about the parent/legal guardian so we can add them to your application.

Let’s enter the parent or legal guardian's information.

Let us know how we can get in touch with the parent/legal guardian in case we need to.

What is the parent or legal guardian's contact information?

Check if the parent would like to add a mailing address

What is the parent or legal guardian's housing information?

This information is required by the federal government to verify their identity and to provide interest income reporting. Their information is always kept private and will never be shared.

Let’s verify the parent or legal guardian's identity.

Verifying their ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

They will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your guardian's ID information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate their ID later, please return to the previous step.

Verifying the parent/legal guardian's ID is required to open your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

Your application cannot be completed at this time. Please contact us for further assistance

The parent will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

<ul><li>Overdraft Protection – $3 per transfer<ul><li>Overdraft Protection gives you peace of mind knowing that we will transfer funds from your savings account to cover checks and ACH transactions from checking accounts.</li></ul></li></ul>

Overdraft Protection

Overdraft Protection and Visa® Debit Card

How much would you like to deposit?

Initial Deposit

Log in to your existing financial institution to fund your new account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your account.

Please provide your financial institution's account and routing number so we can initiate the ACH transfer to fund the new account(s) with us.

Enter your account details.

I have read and I agree to the terms and agreements for all disclosures above.

You are almost done! Before we submit your application you will need to review the disclosures below and indicate your acceptance of the membership disclosure, terms, and conditions. <ul><li><a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/files/fortfincu/1/file/Cotribute/Membership-Agreement-and-Disclosures-7-1-25.pdf">Membership Agreement</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/files/fortfincu/1/file/Cotribute/TIS-Rate-Fee-Schedule_EFFECTIVE-051225-Cotribute.pdf">Schedule of Fees and Charges</a></li></ul>

Disclosure Agreement

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge. By submitting this application, you affirm under penalty of perjury that all statements and representations contained herein are true, correct, and complete to the best of your knowledge and belief. Furthermore, you expressly consent to the use and application of your electronic signature on all documents and records required or generated in connection with this application.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued). 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding. 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

We appreciate the opportunity you've given us to partner with you in meeting your financial goals. We are excited to provide you with our services. Should you have any questions or issues, don't hesitate to reach us at 260-432-1561.