Santa Rosa County Federal Credit Union

#B63845

Christmas Loan - Santa Rosa County FCU

Enjoy the holiday season without stretching your budget. Borrow up to $2,000 with affordable monthly payments up to 12 months. Available October 1 – December 31.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Extra Holiday Cash When You Need It

Apply for a Christmas Loan!

Christmas Loan

By checking this box you agree to our <a href="https://www.srcfcu.org/privacy-policy" target="_blank">Privacy Policy</a>.

Please enter your name as it appears on your driver's license, passport, or other government issued ID.

Tell us about yourself.

I have lived at this address for the past two years.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your previous address?

Check if you would like to add a mailing address

What is your current living arrangement?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Please select a membership to continue with your loan application.

Let's verify your identity

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1730396264/Fee_Schedule_rvhrkq.jpg" target="_blank">Fee Schedule</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/x4qnllzmtjngwq4bmyql.pdf" target="_blank">Privacy Disclosure</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/cagnanxtaztb7as3moo0.pdf" target="_blank">Electronic Fund Transfers Agreement and Disclosure</a>.

By checking this box you agree to our <a href="https://res.cloudinary.com/cotribute/image/upload/v1728594854/acquire/p/institutions/cpm-fcu/vbyy4ndxkglonodxzfvo.pdf" target="_blank">Funds Availability Policy Disclosure </a>.

By checking this box you agree to our <a href="https://s3.us-west-2.amazonaws.com/acquire-assets.cotribute.co/santa-rosa-county-federal-credit-union/documents/00905684-22871-P-1-040825.pdf" target="_blank">Membership and Account Agreement</a>.

To apply for a loan, you must first become a member of Santa Rosa Federal Credit Union. Membership requires opening a Regular Share Savings Account. Please confirm your eligibility and review the required account disclosures below.

Account Opening Requirements

I authorize the above funds to be withdrawn from my account. I understand that bank transfers can take several business days to be completed.

A Regular Share Account is required for all individuals wishing to become a member. By opening this account and depositing the required par value deposit of $25.00, you become a member and can proceed with your loan application. <a href="https://www.srcfcu.org/savings-accounts" target="_blank">Learn more about our savings account</a>.

How much would you like to initially deposit?

Initial Deposit

Log in to your existing bank to fund your new savings account. Insured by NCUA/Equal Housing Lender

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

Please provide your bank's account and routing number so we can initiate the ACH transfer to fund your new account with us.

Enter your bank account details.

Let’s document your income next.

Would you like to add a joint applicant?

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

They have lived at this address for the past two years.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

What is their current living arrangement?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

Let’s document their income next.

Would you like to add any of the following protection products to your loan?

Protecting Your Payment Is Important!

Membership

Disclosures

Clicking continue will forward this loan application for processing. By submitting the Application, you understand and agree to the following: <ul><li>I certify the statements on this application are true and complete.</li><li>I authorize any person, association, firm or corporation to furnish information concerning me or my financial affairs if requested by Heritage South Community Credit Union.</li><li>The laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Civil Rights Commission administrators compliance with this law.</li></ul>Auto approvals are not final and are contingent upon review and approval.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (850) 623-3877.