Heritage South Community Credit Union

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Youth Account Opening | Heritage South Community Credit Union

Our membership is open to anyone who lives, works, worships, or attends school in Bedford, Marshall, Rutherford, Cannon, or Maury counties or the cities of Tullahoma, Manchester, Winchester, Decherd, or Fayetteville, Tennessee. We also extend membership eligibility to the immediate family of current members (which includes spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings).

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Our Chipmunk, Squirrel Saver, and Teen Cache accounts build the foundation of good financial skills later in life.

Start them off strong with a Youth Account at Heritage South!

By checking this box, you acknowledge that a parent or guardian will need to be a joint applicant on this account and that you have their information/consent.

What is the legal name of your child or teen (as it would appear on a passport or other government-issued ID)?

Federally Insured by the NCUA, Equal Housing Lender

Let’s start with the youth's information.

These account as designed for those 17 and under. To open a regular deposit account, <a target="_blank" rel="noopener noreferrer" href="https://onboard.cotribute.co/flows/924c749f-80f5-44ac-a0f4-746c2aae0583">please click here. </a>

Contact us for further assistance: 931-680-1400

Did you mean to open a non-youth account?

Please check the box if you have an alternate mailing address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption. Insured by NCUA/Equal Housing Lender

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity

Please choose the accounts you wish to open today. Insured by NCUA/Equal Housing Lender

Please choose the deposit products below that you wish to open today.

It all starts with a great savings account.

We have just a few questions about their parent or guardian so we can add them to the account. Youth accounts are required to have a parent or guardian as a joint owner.

Let’s collect information about their parent or guardian.

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with the parent or guardian in case we need to.

What is the guardian's contact information?

They've stayed at the address for the past two years.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption. Insured by NCUA/Equal Housing Lender

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

This helps us verify their identity.

What is their current living arrangement?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your guardian’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify the guardian’s identity.

Verifying their ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes. Insured by NCUA/Equal Housing Lender

They will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your guardian's ID information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate their ID later, please return to the previous step.

Let’s verify your guardian's identity.

Initial Deposit

Log in to your existing bank to fund your new checking account. Insured by NCUA/Equal Housing Lender

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

How much would you like to initially deposit?

Please apply for the products that you would like to add to your account.

Protecting Your Payment Is Important!

Please accept these disclosures to continue. Insured by NCUA/Equal Housing Lender

Membership Agreement Form

Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge. Insured by NCUA/Equal Housing Lender

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at (931) 680-1400 or (800) 852-5136. Insured by NCUA/Equal Housing Lender