Greater Alliance Federal Credit Union

#004880

Home Equity Line of Credit - Greater Alliance FCU

With our HELOC, you’ll have the funds you need, when you need them, to help make those big changes in your life a success. It’s easy and secure, and you only have to pay interest on what you actually use.

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.<ul><li>If you are an existing member please continue with the loan application. A full credit check will be required for all borrowers.</li><li>If you are NOT a member please note you will be required to become a member of the credit union by opening a Savings account. Membership at a credit union requires you to maintain a minimum balance of $100.</li><li>If you are a JOINT on an account, please note you will be required to become a member of the credit union by opening a Savings account. Membership at a credit union requires you to maintain a minimum balance of $100.</li><li>To become a member or join please click <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.greateralliance.org/membership-eligibility/">here</a>.</li></ul>For more information please contact our Service Support Team at 201-599-5500 during our regular business hours.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

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Apply for a Home Equity Line of Credit!

By checking this box you agree to our <a href="https://www.greateralliance.org/privacy-policy" target="_blank">Privacy Policy</a>.

By checking this box you agree to our <a href="https://www.greateralliance.org/form/electronic-record-and-sign/" target="_blank">E-Sign Agreement</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

In the box below, type or use the slider to enter your target loan amount. Let us know how much you’re looking to borrow. You can estimate your loan amount by reviewing your term and monthly payment. This calculator is used as an estimation tool and is not a guarantee of your loan amount. You loan amount will be finalized after your application is submitted.

Enter your target loan amount

Phone Number

We’ll contact you with important information about your application.

How can we get in touch?

Please check the box if you have a different home address.

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption. By clicking "NEXT" you acknowledge that Home Equity loans are for single-family, owner-occupied, primary, and/or vacation residences only; excludes investment property, co-ops, mobile homes, and single or double-wide manufactured homes. Property insurance is required. Applicants must successfully meet our Home Equity Line and loan credit standards. Not all members will qualify for this offer.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your collateral address?

We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s your property address?

Housing Details

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Okay, now let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

Let’s verify your identity.

We use income data solely to verify your eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document your income next.

Check this box if you have additional employment.

Do you earn any extra income?

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Check this box if the joint applicant has the same address as the primary applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if you have an alternate mailing address.

We use this information to verify your joint applicant's identity. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

We use income data solely to verify eligibility for our highly competitive loan products. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

Check this box if they have additional employment.

Do they earn any extra income?

This helps us find a loan that accounts for other monthly expenses.

What is their current living arrangement?

Would you like to add any of the following protection products to your loan?

Protection Products

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to call us at 201-599-5500.