Service One Credit Union

#364958

Service One Credit Union in Kentucky offers banking solutions including checking accounts, savings accounts, mortgages, auto loans, home equity loans, HELOCs and credit building. Bank online, with our mobile app, or visit one of our conveniently located branches.

Service One Credit Union | Account Opening | Bowling Green, KY

Now is the perfect time to become part of our family! When you become a member, you also become an owner. Now, you can start enjoying the great loan rates, investment rates, online tools, and the exceptional experience we provide to all our owners. 

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

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Open Your Service One Credit Union Account!

By checking this box you agree to our <a href="https://www.socu.com/privacy-policy" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

Phone Number

We’ll text you important information about your application. Your phone number will never be shared. Standard text messaging rates apply.

How can we get in touch?

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We use this information to verify your identity. Your information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

Street Address or PO BOX

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID now helps expedite opening your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

If you encounter problems with this system or would prefer to validate your ID later, please return to the previous step.

We found existing membership information on file for you. Would you like to use one of the memberships below?

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Please choose the accounts you wish to open today.

Please choose the deposit products below that you wish to open today.

It all starts with a great savings account.

<div class="sqs-html-content"><h2 style="white-space:pre-wrap;">OVERDRAFT PRIVILEGE CONSENT &nbsp;</h2>WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS AND OVERDRAFT FEESAn overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We have standard overdraft practices that come with your account.2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We also offer overdraft protection plans, such as a link to another account or a line of credit, which may be less costly than our standard overdraft practices. To learn more, ask us about these plans.&nbsp;This notice explains our standard overdraft practices. What are the standard overdraft practices that come with my account?We do authorize and pay overdrafts for the following types of transactions:<ul data-rte-list="default" style="margin-left:40px;"><li>Checks and other transactions made using your checking account number</li><li>Automatic bill payments</li></ul>&nbsp;We will not authorize and pay overdrafts for the following types of transactions without your consent:<ul data-rte-list="default" style="margin-left:40px;"><li>ATM transactions</li><li>Everyday debit card transactions</li></ul>&nbsp;We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. &nbsp;If we do not authorize and pay an overdraft, your transaction will be declined. </div>

Overdraft Protection

Round Up Savings

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

We have just a few questions about your joint applicant so we can add them to your application.

Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

Please check the box if they have an alternate mailing address.

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

What’s their mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

How much would you like to initially deposit?

Initial Deposit

Log in to your existing bank to fund your new checking account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

Please provide your bank’s account and routing number so we can initiate the ACH transfer to fund your new account with us.

Enter your bank account details.

By checking this box you agree to our <a href="https://www.socu.com/disclosures-forms" target="_blank">Electronic Agreements and Disclosures</a>.

By checking this box you agree to our <a href="https://static1.squarespace.com/static/646cbcada37ea8205bf93428/t/683de7bb687c832d29128bd1/1748887483669/July+1%2C+2024+Rate+and+Fee+Schedule.pdf" target="_blank">Rate and Fee Schedule</a>.

Please accept these disclosures to continue.

Disclosures

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued) 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding 3) I am a U.S. person (including a U.S. resident alien).You hearby apply for membership in Service One Credit Union and, under penalty of perjury, warrant the truthfulness of the information contained in Your application for membership. By submitting, You agree to be bound by the bylaws, rules, and regulations of the Credit Union in effect from time to time. You hearby authorize US, Our employees and agents to investigate, verify and update at any time (both now and in the future) any information provided by You to Us. You further authorize any person, association, firm, corporation, or personnel office to furnish information about You upon Our request, including, but not limited to, providing credit and employment history information. You hereby authorize Us to recognize your submission below in the payment of funds or the transaction of any business for your Accounts. &nbsp;

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Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you! If you have any questions or concerns, please feel free to contact us at phone: (270) 796-8500 or toll-free: (800) 759-8500.