First Fidelity Bank

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First Fidelity Bank is a community bank based out of Oklahoma serving the greater southwestern US region. We offer a variety of personal and business products and services to fit your needs with physical locations in Oklahoma, Arizona, and Colorado.

First Fidelity Bank | Credit Builder Loan

To receive the loan, you must open an FFB account at the time of funding. The loan proceeds will be held in the account until the loan is fully repaid.

Important Information About Procedures for Applying for a Loan To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What This Means to You: When you open a new account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Before You Apply

Enter Mobile Number to Begin:

Please enter the six-digit code that was sent to your phone number.

Check Your Phone for a Private Verification Code.

Credit Builder is a personal loan designed to help you build your credit history or save for a specific purpose, such as a down payment. No credit history is required!

Credit Builder Loan

Tell us about your loan.

By checking this box you agree to our <a href="https://www.ffb.com/annual-privacy-notice" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

Let’s start with your name.

I’ve stayed at this address for the past two years.

Please verify your current physical home address. (No P.O. Boxes or Business addresses)

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

Due to the services that your business provides, there are additional steps required to complete your application. Please contact us at (800)-299-7047 or visit your local branch for assistance.

Our team members are happy to assist you

Please Contact Us

Please provide your previous home address. *If you have lived at your current residence for more than two years, please return to the previous page and check the designated box above the "Next" button.

What’s your previous address?

Check if you would like to add a mailing address

We use this information to make sure your loan payments are manageable alongside your existing monthly bills.

What is your current living arrangement?

What’s your mailing address?

ID verification will be done securely with a third party, and only takes a few minutes. This important step helps us secure your information and creates a more trusted platform for all our customers.

Let’s verify your identity.

We were unable to verify your identity now, but don’t worry, you can continue with your application! We may reach out to you for additional information later.

Have one of the following forms of ID ready:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul>

By clicking "Verify Me", you agree to our partner Plaid’s <a href="https://plaid.com/legal/#end-user-services-agreement-us" target="_blank">Terms of Service</a> and <a href="https://plaid.com/legal/#end-user-privacy-policy" target="_blank">Privacy Policy</a>.

Continue with ID verification.

We use income data solely to verify your eligibility for the loan request. This information will be stored securely and will never be shared with anyone else. Note: This is not the correct place to input spousal income. The next page is where you can add a joint applicant and will be prompted to fill out their income.

Let’s document your income next.

If you have their information available, we can quickly add a joint applicant to your application.

Would you like to add a joint applicant?

Check if the joint applicant lives at the same address as you.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant’s contact information?

They've stayed at the address for the past two years.

We use this information to verify your joint applicant. This information is always kept private and will never be shared.

What’s their home address?

What’s their previous address?

Check if they would like to add a mailing address

What is their current living arrangement?

What’s their mailing address?

This information is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

We use income data solely to verify your eligibility for the loan request. This information will be stored securely and will never be shared with anyone else.

Let’s document their income next.

Would you like to add any of the following protection products to your loan?

Protecting Your Payment Is Important!

Please apply for the products that you would like to add to your account. These products are voluntary. The purchase of any ancillary loan product below is not a requirement to obtain credit.

Click the pencil icon in any section to go directly to that page to make any edits.

By clicking on the Submit Application button, I/we hereby apply for the loan or credit described in this application and authorize Lender to verify with other parties and make any investigation of my/our credit.

We’re about done. Does everything look right?

Please check your inbox for next steps regarding your loan application. Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you!